www.pingtransfer.org

Stablecoins can do more than send payments—they can help your business manage short-term cash efficiently, with options for earning yield, improving liquidity, and gaining more control over your funds.

Instead of letting cash sit idle in a bank account, businesses are now using digital dollars like USDC to access better financial tools with faster access and greater transparency.

🏦 What Is Treasury Management with Stablecoins?

Treasury management means overseeing your business’s cash, savings, and short-term investments. With stablecoins, you can:

Use Case What It Means for Your Business
Hold value in USDC or WYT Preserve dollar value without bank limits
Earn yield Platforms like Coinbase and Circle offer returns on idle funds (e.g. ~4–5%)
Stay liquid Convert or send funds instantly—no waiting on banks
Diversify holdings Choose between issuers like Circle (USDC) or Wyoming-chartered reserves (WYT)

📈 How It Works

  1. You hold stablecoins in a wallet or on a trusted platform (e.g. Coinbase Prime, Circle Account)
  2. Funds remain fully liquid and can be deployed for payroll, expenses, or distributions
  3. Some providers offer yield on idle USDC, backed by short-term U.S. Treasuries

Example: $100,000 in idle cash converted to USDC at Coinbase can earn ~4–5% APY while remaining easily accessible.

🧠 Key Tools